Health insurance is essential for both individuals and families, as it avoids the heavy of any unexpected medical emergencies. This made private health to grow at rapid rate in last three decades. It has become rule that a person’s need to be in a very good health or should have a health insurance.
The main advantages of health insurance are reduction of medical costs, easy and simple access to routine medical checkups and health care, Reduction of trips’ costs to specialist doctors, the possibility or hope for hospitalization and treatment. Many health insurance plans provide free or reduced-cost doctor visits.
When starting a family, health insurance is must as the cost of hospitalization and checkups at the time of pregnancy can be reduced. There are chances that a person can be operated for surgery (due to chronic problems) without paying medical expenses from pocket.
Health insurance plans cover many types of treatment, which could not afford on your own. In the case of a deadly accident, health insurance protects finances and assets by paying for a large share of medical bills and hospitalization.